Commercial, Home and Auto Insurance Broker - Serving Barrie, Woodbridge, Concord, Brampton

What do I need to get an insurance quote?
The more information, the better.

Whether you are transferring your insurance from another province, seeking to change insurers or owning a car for the first time, the process of getting an insurance quote can be daunting. In general, the more the insurer knows about you and your driving record, the better off you will be, even if your record is less than perfect. Full disclosure at the beginning will save any risk of misrepresentation if you do need to make a claim in the future.

This is an area where your broker can be of particular assistance, helping you to navigate the terrain.There are three main categories of information required:

1. Information about you

• Names of the drivers of the vehicle to be insured.This usually includes all licensed members of your household since it is assumed that they will use the car. Provide their names as shown on their license, the number of years licensed and the percentage of time they will use the vehicle.
• Driving records of all applicants will be screened to identify applicants with undesirable driving records.This will include driving convictions in the last three years and accident claims in the last six years.
• Insurance history for the preceding three to six years must be provided, including any cancelled, declined or refused insurance.
• License history of all listed drivers must be provided for the preceding six years, including suspensions, cancellations or lapses.
• In provinces that have public insurance, all required information is already captured by the government.